HARD-MONEY PROGRAM TERMS/DETAILS
MGM INTERNATIONAL – HARD MONEY UP TO 80% LTV - NO QUESTIONS ASKED!!
WHAT?!
Did somebody say HARD MONEY/EQUITY MORTGAGE UP TO 80% LTV - NO QUESTIONS ASKED?!
YES… Using our new HARD MONEY/EQUITY MORTGAGE Program…
We would be able to LOAN UP TO 80% Loan-To-Value NO QUESTIONS ASKED!!
We are funded by an International Hedge fund pool of over $41+ Billion of liquidity available monthly… and GROWING!!
And our only 2 conditions are that you “breathe” and have “equity” in your property!! :)
A TRUE SISA = Stated Income Stated Assets = Dead Man’s Loan (AKA; Liar’s Loan)!!
5 year fixed rate - interest only – 30+ year mortgage terms!!
HARD MONEY interest rates range from 9.99% - 14.99%!!
Loan amounts up to $5 Billion!!
IT’S OUR MONEY… SO, WE DON’T CHARGE ANY POINTS!!
Allowing you to charge up to 5 Broker/Origination POINTS in the FRONT and up to 3 YSP in the BACK!!
(SEE RATES/TERMS BELOW!!)
Residential or Commercial…
Refinance or Purchase…
Construction/Development or Rehab…
Raw Land, REO’s, Notes, Small/Large Business Loans, etc, etc…
You name it… WE CAN FUND IT!!
We will lend up to 80% of the "as-is" value and then up to 80% of the after completed/future value in draws as scheduled by the borrower. Our Hedge Funds’ due diligence divisions, underwriters, managers/directors and investors will determine current and future value and marketability of the property/loan and will perform independent due diligence, so it may receive an unbiased reasoning with the file.
As little as 7+ Business days to FUND!!
Rates (pending cash-out):
00.00% - 64.99% LTV = 9.99% - 10.99%
65.00% - 69.99% LTV = 10.99% - 11.99%
70.00% - 74.99% LTV = 11.99% - 12.99%
75.00% - 80.00% LTV = 13.99% - 14.99%
Broker/Origination POINTS (MAX ALLOWED à 5 POINTS in the FRONT):
AGAIN… WE CHARGE “ZERO” POINTS!!
IT’S OUR OWN MONEY…
SO, WE DON’T NEED TO CHARGE OURSELVES ANY POINTS!!
Allowing you to ALSO charge up to 5 Broker/Origination POINTS in the FRONT!!
Yield Spread buy-up (MAX ALLOWED à 3 POINTS YSP in the BACK):
Add .25% to the rate to make .50% POINT YSP in the BACK
Add .50% to the rate to make 1% POINT YSP in the BACK
Add 1.0% to the rate to make 2% POINT YSP in the BACK
Add 1.5% to the rate to make 3% POINT YSP in the BACK
Discount Points/RATE buy-down (MAX ALLOWED à 3 Discount Points – 9.99% Floor Rate):
Pay .50% DISCOUNT POINTS at closing to reduce the RATE by .25%
Pay 1% DISCOUNT POINTS at closing to reduce the RATE by .50%
Pay 2% DISCOUNT POINTS at closing to reduce the RATE by 1.00%
Pay 3% DISCOUNT POINTS at closing to reduce the RATE by 1.50%
Standard Pre-pay penalty (PPP):
3 years PPP = 5% PPP of loan original amount
PPP buy-down:
Add .50% to the rate and reduce 1 year off the PPP
Add 1.0% to the rate and reduce 2 years off the PPP
Add 1.5% to the rate to eliminate the PPP completely
OR
Pay 1% DISCOUNT POINT to reduce 1 year off the PPP
Pay 2% DISCOUNT POINTS to reduce 2 years off the PPP
Pay 3% DISCOUNT POINTS to eliminate the PPP completely
We are also a Direct Lender/Bank with $250 Million of our own money!!
We can close in 24 hours and can provide the lowest rates on regular mortgage…
For example, a 30 year fixed rate as low as 4.99% up to 100% LTV financing (pending credit and other conditions, of course)…
That’s what we call… A Perfect Mortgage!! :)
MGM INTERNATIONAL – HARD MONEY UP TO 80% LTV - NO QUESTIONS ASKED!!
WHAT?!
Did somebody say HARD MONEY/EQUITY MORTGAGE UP TO 80% LTV - NO QUESTIONS ASKED?!
YES… Using our new HARD MONEY/EQUITY MORTGAGE Program…
We would be able to LOAN UP TO 80% Loan-To-Value NO QUESTIONS ASKED!!
We are funded by an International Hedge fund pool of over $41+ Billion of liquidity available monthly… and GROWING!!
And our only 2 conditions are that you “breathe” and have “equity” in your property!! :)
A TRUE SISA = Stated Income Stated Assets = Dead Man’s Loan (AKA; Liar’s Loan)!!
5 year fixed rate - interest only – 30+ year mortgage terms!!
HARD MONEY interest rates range from 9.99% - 14.99%!!
Loan amounts up to $5 Billion!!
IT’S OUR MONEY… SO, WE DON’T CHARGE ANY POINTS!!
Allowing you to charge up to 5 Broker/Origination POINTS in the FRONT and up to 3 YSP in the BACK!!
(SEE RATES/TERMS BELOW!!)
Residential or Commercial…
Refinance or Purchase…
Construction/Development or Rehab…
Raw Land, REO’s, Notes, Small/Large Business Loans, etc, etc…
You name it… WE CAN FUND IT!!
We will lend up to 80% of the "as-is" value and then up to 80% of the after completed/future value in draws as scheduled by the borrower. Our Hedge Funds’ due diligence divisions, underwriters, managers/directors and investors will determine current and future value and marketability of the property/loan and will perform independent due diligence, so it may receive an unbiased reasoning with the file.
As little as 7+ Business days to FUND!!
Rates (pending cash-out):
00.00% - 64.99% LTV = 9.99% - 10.99%
65.00% - 69.99% LTV = 10.99% - 11.99%
70.00% - 74.99% LTV = 11.99% - 12.99%
75.00% - 80.00% LTV = 13.99% - 14.99%
Broker/Origination POINTS (MAX ALLOWED à 5 POINTS in the FRONT):
AGAIN… WE CHARGE “ZERO” POINTS!!
IT’S OUR OWN MONEY…
SO, WE DON’T NEED TO CHARGE OURSELVES ANY POINTS!!
Allowing you to ALSO charge up to 5 Broker/Origination POINTS in the FRONT!!
Yield Spread buy-up (MAX ALLOWED à 3 POINTS YSP in the BACK):
Add .25% to the rate to make .50% POINT YSP in the BACK
Add .50% to the rate to make 1% POINT YSP in the BACK
Add 1.0% to the rate to make 2% POINT YSP in the BACK
Add 1.5% to the rate to make 3% POINT YSP in the BACK
Discount Points/RATE buy-down (MAX ALLOWED à 3 Discount Points – 9.99% Floor Rate):
Pay .50% DISCOUNT POINTS at closing to reduce the RATE by .25%
Pay 1% DISCOUNT POINTS at closing to reduce the RATE by .50%
Pay 2% DISCOUNT POINTS at closing to reduce the RATE by 1.00%
Pay 3% DISCOUNT POINTS at closing to reduce the RATE by 1.50%
Standard Pre-pay penalty (PPP):
3 years PPP = 5% PPP of loan original amount
PPP buy-down:
Add .50% to the rate and reduce 1 year off the PPP
Add 1.0% to the rate and reduce 2 years off the PPP
Add 1.5% to the rate to eliminate the PPP completely
OR
Pay 1% DISCOUNT POINT to reduce 1 year off the PPP
Pay 2% DISCOUNT POINTS to reduce 2 years off the PPP
Pay 3% DISCOUNT POINTS to eliminate the PPP completely
We are also a Direct Lender/Bank with $250 Million of our own money!!
We can close in 24 hours and can provide the lowest rates on regular mortgage…
For example, a 30 year fixed rate as low as 4.99% up to 100% LTV financing (pending credit and other conditions, of course)…
That’s what we call… A Perfect Mortgage!! :)